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Retiree-Only Plans Could Be Exempt From Health Care Reform Rules

Among other things, the exemption, if finalized, would mean retiree-only health care plans would not have to comply with health reform provisions such as a ban on lifetime dollar limits and the requirement that coverage be extended to adult children up to age 26.

  • Published: June 11, 2010
  • Updated: September 15, 2011
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Retiree-only health care plans would be “grandfathered” and exempt from key requirements mandated by the new health care reform law, according to draft regulations prepared by the Internal Revenue Service and the departments of Labor and Health and Human Services.

Among other things, the exemption, if finalized, would mean retiree-only health care plans would not have to comply with health reform provisions such as a ban on lifetime dollar limits and the requirement that coverage be extended to adult children up to age 26.

The draft regulations also deal with numerous other situations detailing when existing health care plans would have to comply with requirements laid down by the health care reform law.

It isn’t known when the regulations will be officially released, though benefit consultants say government sources have told them that an official release could come soon, possibly in a matter of days. 

Filed by Jerry Geisel of Business Insurance, a sister publication of Workforce Management. To comment, e-mail editors@workforce.com.

 

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