Flexible Benefit Plans
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Is Patient Health Taking a Hit Under High-Deductible Plans?
High-deductible health plans have been touted as a savvy behavioral tool to motivate enrollees to more closely scrutinize the price tag of imaging tests, brand-name drugs and more.
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Employers Play Key Role in Educating Workers on Health Plan Choices
'People who were confused about what was covered [outside of the deductible] were more likely to cut back on care,' one researcher says.
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Employers Can Do More to Help Workers Avoid Missteps When Choosing a Health Plan
A new study by the Pacific Business Group on Health reveals that most workers don't understand the terminology used by health plans and aren't able to accurately figure out which plan will offer them the most benefits at the least cost.
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Obama to Veto FSA, HSA Legislation
Under the measure headed for a vote this week on the House floor, employers could amend their FSAs to allow employees to withdraw as taxable cash up to $500 in unused balances remaining at the end of the plan year or at the end of an FSA grace period, if an employer has that feature.
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House Panel OKs Bill to Ease FSA ‘Use-It-or-Lose-It' Rule
The bill approved by the House panel would eliminate over-the-counter restrictions in the health care reform law.
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IRS Relaxes Health Reform Law $2,500 Limit for Noncalendar-Year FSAs
Employer benefits lobbying groups complained that the limit would effectively force noncalendar-year plans to comply with the rule before the statutory effective date.
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Health Savings Account Enrollment Surges 18 Percent
The key factor driving HSA growth is that premiums for high-deductible health insurance plans, which the law requires be linked to HSAs, tend to be lower than more traditional health plans, according to numerous surveys.
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Congressional Panel to Vote on Bill to Overturn Health Care Reform Law Provision
The bill, H.R. 5842, to be considered by the House Ways and Means Committee, would eliminate the OTC restrictions in the Patient Protection and Affordable Care Act of 2010.
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Health Savings Account Contribution Caps to Rise Slightly in 2013
Increases in the HSA limits are tied to changes in the cost of living.
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Health Savings Account Contribution Limit Expected to Rise in 2013: Analysis
The Internal Revenue Service is expected to publish the official HSA contribution limits in May.
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Fidelity: Enrollment in Health Savings Accounts Surges
Fidelity said April 11 that the number of health savings accounts it administered in 2011 jumped to 119,000, up 61 percent compared with 74,000 in 2010, its greatest annual increase.
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Administration Lays Out Annual Dollar Limits on Student Health Care Plans
Centers for Medicare and Medicaid Services said student health insurance policies must provide annual coverage limits for essential benefits of at least $500,000 for policy years beginning on or after Sept. 23, 2012, but before Jan. 1, 2014.
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Prospects for Boost in Employee Mass Transit Tax Breaks Dim
The history of the higher mass transit tax break goes back to 2009, when lawmakers approved an economic stimulus measure that allowed employees to reduce their taxable salaries by up to $230 a month to pay for mass transit expenses.
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Workers Pick Their Perfect Perquisite
As the nation's economic recovery ekes ahead, employers are looking for perks that help woo young talent, retain high performers and control costs.
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Aon Hewitt: 401(k) Participants Keep Moving Away From Equities
401(k) plan participants last November maintained a now six-month trend in moving money to fixed income from equities, according to Aon Hewitt's November 401(k) Index.
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No Perfect Fit
Outfitting workers with well-suited age, ethnic benefits requires tailoring.
